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Insurance Marketplace Benefits

Long-Term Care

With the aging of the U.S. workforce and the overall "graying of America," employees have become increasingly aware of the high cost of long-term care for dependents. These costs can include but are not limited to nursing home care not covered by insurance or Medicare, assisted-living facilities that provide some mobility and security services, home health care, and senior day care. Long-term care insurance offsets those costs with schedules of benefits, often linked to inflation paid for long-term care facilities, community or home-based care. Long-term care insurance is most often sold on a voluntary basis, though employers may provide a base amount of coverage as an incentive to employees to elect higher levels of coverage. These insurers provide group or individual long-term care insurance and support services:

American Association for Long-Term Care Insurance

3835 E. Thousand Oaks Blvd., Westlake Village, CA 91362

Phone: 818-597-3227

E-Mail: info@aaltci.org

URL: www.aaltci.org

PRODUCTS/SERVICES DESCRIPTION: National long-term care insurance trade organization.

NOTICE: Each market has indicated what states or territories they operate in. This does not necessarily mean that every coverage or program is available in all those states. Please check with the market for details.